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Posted by / 07-Feb-2020 07:24

The shopping cart trick, also known as the soft pull trick, is a clever method that allows people with bad credit to get a credit card.

The shopping cart trick relies on the fact that many websites will pre-approve you for a credit card during the checkout process without actually checking your score.

Do they have strict controls on who has access to computers containing your Social Security number, and do they keep this sensitive data off laptops, tablets and hard drives that are easy to steal or lose?

Like the doctor I met, many companies collect Social Security numbers they don’t need because they’re operating on autopilot.

If they call, check the credit or debit card that is the subject of the communication, call the customer service number listed on the back, and ask for the security department.

If they email or text, do the same, or go directly to the institution’s website (provided you know who they are).

Do they password protect and encrypt all the personal information they collect?

This means you can get a card without a “hard pull” (which damages your score) and also means you can still get a card with bad credit.

This guide will show you step by step how to do the shopping cart trick so you can build your credit score and get back on the right path.

Once you realize how often you are asked for your Social Security number, you may be surprised. So, the next time someone does, as they inevitably will, here’s how to handle it: 1. Maybe they ask for SSNs blindly, because everyone else does, or because that’s how they’ve always done it. If all this sounds like a giant pain in the neck, you’re right. In the midst of our busy lives, we shouldn’t be the only ones concerned with protecting our most valuable identity asset, but it is what it is.

Until somebody creates a Silver Bullet for identity theft, we are forced to take matters into our own hands.

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They’ve always done it, and their colleagues at other companies do it, so the practice continues and spreads on the strength of simple, dumb inertia. By demanding that companies do a better job protecting our personal information, and refusing to hand out our Social Security numbers like candy at a parade, we can force them to get smarter, too.