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Apple recommends using only one Apple ID to access i Tunes, i Cloud, and other Apple services.
If you don't remember if you have an Apple ID, we’ll help you find it.
When you have "no credit, you might find that you're denied for credit cards, loans and other services that requires a credit check.
A payment method is also required to set up accounts for children. You can choose to remove the payment method for your existing Apple ID after you have signed in to the i Tunes Store, App Store, or i Books Store.
When you use your Apple ID to sign in to the i Tunes Store, App Store, or i Books Store for the first time, you're asked to enter a payment method so that you can purchase items from the store.
Follow these steps if you don't want to associate a payment method with your account.
If you want to get a credit card or get a loan you need to have at least fair credit – excellent credit is best.
However, 26 million Americans do not have a credit score, according to the Consumer Financial Protection Bureau.
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